Some Tips to Sell House for the Best Price

People sell houses for many reasons including job transfer, change in family size, financial needs etc. The ways to sell house are also plenty. Some people use traditional methods like going through a real estate agent. Still others advertise in newspapers and television. These days, most people do not have the time to go behind all such portals. Internet has become an ideal platform for such people to sell their houses. Whatever the method they choose the main aim of any seller would be to get the best price on their deal.

Some tips to sell house effectively are listed here.

• The first and the foremost thing you should do is to de clutter your home. Remove all the unwanted things from your house. If you cannot throw them, store them away in containers. Alternatively, just take the help of your friends. Ask them to store your things for a few days. When buyers come to see your house, they want to see a neat house.

• Try to fix problems like leakages, broken windowpanes, door hinges etc.

• Try to find out the value of your property. Unless, you know how much your house is worth, you cannot get a best price on it. You can do this with the help of several databases online. Most people will be able to sell house at a higher price than that is shown in the directory.

• Market your home. Try to list your home in various websites. There are many such sites which offer free services to sell house. Get some good photos of your house and display them online.

• Do not forget to add a virtual tour of your home. Many customers like to view each aspect of the house they are going to buy.

• Make sure to give exact information about your house. Specify the number of rooms, bathrooms etc. Also try to give additional information about your locality. For example, distance from prominent places like schools, hospitals, markets etc., as most people prefer to stay closer to such facilities.

• Try to have an open house if possible to sell house quickly and at a good price.

• Choose a good real estate agent. These agents can help you to get the best price on your house.

EIFS – Synthetic Stucco Cost – Price – A Lucrative Investment

Whether you’re planning to renovate your house to increase curb appeal for potential buyers or live in your home for the rest of your life, renovating with synthetic stucco will give you the greatest ROI (return on investment) for your money. The aesthetic value of EIFS alone causes a home to stand out as a gem among it’s neighbors to create a lasting first impression. However, it doesn’t stop at first impressions, as a new siding on your house is ranked the top home renovation in terms of “Cost vs. Value”. If that wasn’t enough, any money not initially recovered via increased home valuation is made up by significant reductions in your heating and cooling bills, putting money back in your pocket for years to come.

The most obvious benefit of synthetic stucco is it’s beauty. No siding exists which can match it’s wide range of textures, colours and design options. From your charmingly basic EIFS with flat trim, right through to the dentil’d cornices, columns, pilasters, keystones, flowers and elaborate moldings of multi-million dollar homes clad in synthetic stucco. This “aesthetic value,” although difficult to translate into actual dollars, is invaluable in it’s ability to bolster that all-important “first impression” of your house and make it stand out to potential buyers. This curb appeal is not only for potential buyers however; home owners with recently finished EIFS happily recount (with a big smile) instances of hitherto unseen neighbors stopping by their house to pay them a compliment, express their envy and seek a referral.

From your charmingly basic EIFS with flat trim, right through to … multi-million dollar homes clad in synthetic stucco.

Many factors of EIFS (such as aesthetic value and being safe from mold) cannot be measured in dollar value, but there is a direct cost vs. value according to Remodeling Magazine’s 2007 “Cost vs. Value Report.” In this highly-regarded report detailing costs of various home remodeling projects and their return on investment at resale time, fiber-cement siding (like EIFS) come in at the (not surprising) number one position, with an astounding return of 88.1%. This means that on a $15,000.00 EIFS renovation, your home’s value increases immediately by $13,215.00 vs. $9,900.00 for a comparable $15,000.00 bathroom addition (66.0% cost recoup). In reality, a synthetic stucco renovation blows others out of the water in terms of value because…

This means that on a $15,000.00 EIFS renovation, your home’s value increases immediately by $13,215.00 vs. $9,900.00 for a comparable $15,000.00 bathroom addition

Adding EIFS to your home results in significant energy savings. Home owners typically report a 25%-40% reduction in their energy bills due to the higher insulation value of their walls. The method by which synthetic stucco reduces heat loss/gain is 2 fold. Primarily, it’s insulation prevents heat penetration through walls, and secondarily, acts as an air barrier — preventing air flow and therefore heat transfer. This means that less heat is lost during the cold season, and less heat penetrates into your home during the warm season — a double benefit for those living in Canada and the upper states. Looking at a typical annual heating/cooling bill of around $2,500.00 and a minimum of 25% reduction, the average home owner can expect to get back $625.00 every year. Again looking at our $15,000.00 EIFS renovation and subtracting the increase in home valuation ($13,215.00), it has only cost $1,785.00. At a rate of $625.00 per year in energy savings, you are “out of the red” in only 3 years ([3 * $625.00 = $1,875.00] – $1,785.00 = $90.00.)

Looking at a typical annual heating/cooling bill of around $2,500.00 and a minimum 25% reduction, the average home owner can expect to get back $625.00 every year.

Whether planning to renovate with EIFS to attract home buyers or simply to intelligently invest in your greatest asset, you can rest assured you’re making the right choice. After having fully paid off your investment in 3 years, you’ll have an asset which generates approximate 4.2% ($625.00 / $15,000.00) ROI for a 25% reduction in heating/cooling costs, and 6.7% ($1,000.00 / $15,000.00) for a 40% reduction (after 2 years). This energy saving is a huge plus for home buyers, who are also increasingly becoming environmentally conscientious and will adore the freshly renovated exterior of your home.

Budget Home Decorating – Get a Designer Home Makeover Without the Designer Price Tag

Give your home a designer makeover without the designer price tag with these budget-friendly home decorating tips:

1. Get inspired. The first step is to get loads of inspiration and ideas. Go to your local library and check out a few magazines on interior design and home decor. Depending on your personal taste, you might consider the following titles: ELLE Decor, House Beautiful, Dwell, LUXE, Traditional Home, Architectural Digest, and Cottage Style. Also check out any design magazines that are specific to your region.

Now flip through those magazines just to get ideas. Take note of the design elements that you like most. Which colors, textures, and patterns are particularly appealing to you? Jot down any and all of those designer tricks that you find aesthetically pleasing and that you could incorporate inexpensively into your own space: stacked books that double as end tables, collections of antique jars on a mantle or mismatched pewter frames in an attractive grouping, for example.

When something speaks to you, sketch it in your “design notebook” or just jot down the idea. You might not be able to use the idea in your space right away, but when you need fresh inspiration, you’ll have it.

2. Dress the walls. A quick coat or two of paint can do wonders for any space, and it’s an easy project to do by yourself in an afternoon (or two). Just a few hours of work can yield dramatic effects – elevating a boring, blah room into a cozy, warm space. And even if painting isn’t your favorite part of the home decorating process, it needs to be done first so you can make sure all of your other design elements will match or coordinate with the room itself.

Wall tiles, wall flats, fabric panels, and vinyl embellishments are other attractive and affordable options to quickly and dramatically change the look and feel of a space, particularly if you are renting and need a more temporary and removable option. A quick Google search will give you a variety of choices in a wide range of price points.

3. Dress the windows. Behind paint, the right window treatments can give you the second biggest bang for your buck. Your choice of fabric can make all the difference in your room. For drama, choose strong colors and patterns with heavier textures. For a light and airy room, opt for sheer draperies in pastels.

While the right window coverings are important, they don’t have to be super expensive. Browse your local Bed Bath & Beyond, Sears, Target, Kmart or Macys. You can often find especially deep discounts online at Amazon and Smart Bargains.

Another affordable option is to make the window coverings yourself. Roman shades are do-able for even the non-seamstress. Search for your chosen project on YouTube, HGTV or the DIY Network for step-by-step video tutorials.

4. Dress the big stuff. Since we’re on a budget here, we won’t be buying new furniture, so consider livening up your space with quality slipcovers. These can have a dramatic effect and are particularly ideal if you have quality furniture with some cosmetic blemishes.

You can generally find slipcovers at your local department stores or at discount bed and bath superstores. The nice thing about slipcovers is that they make it a cinch to change the theme or color scheme of a room to correspond with the changing seasons – or your changing moods. The downside: furniture covers are really only a practical option if you don’t have young kids or pets that lie around on the furniture. Otherwise, you’ll spend all your time straightening and tucking.

As an alternative to slipcovers, you could have your furniture reupholstered, which may be less expensive than you think, depending on the piece -or, if you’d rather opt for a new piece of furniture, you can do it without spending a whole lot by keeping an eye on your local Craigslist, your city’s Freecycle site, or even furniture store clearance sales.

5. Go nuts with accessories. This is the fun part. Use your personal sense of style and taste (coupled with the new ideas and know-how from your designer’s notebook) to add inexpensive pillows, sconces, candles and candle holders, art, photo frames, floral arrangements, throw blankets, decorative fruit bowls, fresh towels and other home décor elements. Dress up your dining room chairs with skirts and chair covers, add a dramatic table runner and an elaborate handmade centerpiece.

Where to find those budget-friendly items? Turn to your local department stores as well as secondhand stores. Watch the online clearance bins and stroll the flea market. Walk into your local Hobby Lobby or Michael’s for ideas, which are generally on display throughout the store. You might even be able to take a class in the store on how to create some of the floral displays or other home accessories you see on display.

When you’re online, be on the lookout for eye-catching ideas you can do yourself. (Stumbleupon and Pinterest are fantastic tools for uncovering hidden DIY gems.)

If you don’t have the money to do every room in your house, start small – either with paint or a new slipcover; a new pillow or a new DIY project. The trick to home decorating on a budget is to do what you can, when you can.

Looking To Sell Your House At The Highest Price Possible? What to Do

When selling your house, you need to do a little marketing just like you would with any other kind of sale. You can of course use the help of a real estate agent to do the work for you, but it is important that you put in some effort as well. If you choose to work with an agent, then make sure that you only choose those inclined to bring you the best prices however small the house maybe, the style or the condition. Avoid those who only make marketing efforts for luxury homes, leaving the smaller properties to sell themselves.

With potential buyers scattered all over, you just need to make a plan that will keep the phone ringing, bringing in views and finally closing deals. Here are a few things you can do to sell your house fast and at the highest price possible.

Touch up the house

A new splash of paint can greatly add value to your house and so are other minor repairs that need to be taken care of. Usually doing smaller touch ups gets you better value than having to deduct such costs from the price. Try to add value to your house every way possible and buyers won’t mind buying the house for the price tagged.

Take good exterior photos

Listing your house without high quality photos might not fetch you much results. Remember that buyers trust more in what they can see and hence upload the right photos to accompany the advert. To make a difference, photograph the front part of the house ensuring that you remove vehicles on the driveway and shoot angles photos that are up close. Vegetation blocking your front door should also be cleared and sidewalks cropped out. When taking the photos, avoid times when there is shade. The better the photos the more the attention they will capture on your behalf.

Be as good with interior photos

The exterior photos will welcome potential buyers into your home and they will be expecting to see whether the interior is as good as the exterior. Accompany your listing with good photos of the interior as well therefore. Take pictures of every room in the house, ensuring the lights are turned on, drapes and blinds open and focus being on the most interesting details in individual rooms like wooden floors or even lighting. Keep toilet lids on and get rid of trash cans to have appealing photos even in the bathroom and kitchens.

Have proper signage

Whatever marketing channel you choose to use, ensure that you offer the buyers enough contact information. The worst thing you can do is make it hard for the buyers to reach you or your agent so be careful with signage and work by the rules and regulations if any are there especially with the relevant homeowners association. Apart from the signage on the property, give clear details with your printed ads or direct mails too.

Tips to Find Home Insurance at an Affordable Price

Buying Home insurance can always be termed as a good decision since it gives you appropriate financial cover in the event of theft, damage, robbery, earthquake, storm, or more. However, many people do not think of it as a necessity and often avoid purchasing it so as to save their money.

Keeping in mind the benefits associated with home insurance, the price cannot be considered as the best comparison point. After all, it just doesn’t cover for your home but also for your belongings and gets you monetary aid even in the case when you’re liable for third party injury or property damage.

Though there are numerous factors that determine your policy rates, the most obvious ones include the location of your property, its age and construction type. Newer homes in areas are less prone to damage, natural disasters and crime, and are also cheaper to insure. This definitely is something that you can’t control, but there are certain other ways that can make you eligible to get cheap home insurance. Read on:

1. Shop Around: Like everything else, you need to shop around to find the cheap home insurance. Online websites and tools can help you a lot in finding the best policy. You can even compare two and more policies online to pick the most suitable one for you. Never assume that a certain insurance firm offers cheap home insurance that clicked for someone in your friends and family, for your needs and situation can be entirely different from theirs, and so the same policy may not be the best option for you.

2. Bundle your policy: Rather than buying a home insurance policy from a separate provider, consider bundling it with your existing insurance provider – for instance, home, car, and life – with the same company. This way you’ll get a discount for having multiple policies with the same company.

3. Don’t over insure: When it comes to buying a home insurance policy – homeowners try to get cover for anything and everything for obtaining optimum protection. However, it is advised to get coverage only for what you actually need. Also, try to get insured for how much it would cost to rebuild your home, not re-buy it. This is an important factor because market value considers the location of your home and value of your land. Your homeowners’ policy would not pay for any damage caused to your land.

4. Consider a higher deductible: You can opt to pay a higher deductible in order to pay off the entire insurance premium at the earliest. This will not only help you get better cover at the same price but will also let you get better rebates when filing your taxes.

5. Add safety features: Integrating safety features such as deadbolts, smoke detectors, fire extinguishers, etc. may get you good discounts on premium payment. If your home is located in a disaster-prone area, check on the special modifications you can make to further reduce your premium.

6. Check Your Credit Score: Poor credit scores not only affect your ability to get a loan but can also lay an impact on your insurance premium. Let’s say, if your credit score is low, you may have to pay a high premium value. Work towards bettering this score by making your payments on time and maintaining a good banking transaction record. This will in the course of time improve your credit score, which will lead to you needing to pay a lower premium in future.

All in all, opportunities to find the cheap home insurance are all around you. You must, for your part, take time out to find out the most suitable policy as per your need, which will enable you to save considerably more in future.